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One Big Step Forward for Tokens on XRPL
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One Big Step Forward for Tokens on XRPL

September 2, 2025
The XRP Ledger has always been ahead of its time. Long before most blockchains even existed, XRPL pioneered the concept of issued assets allowing stablecoins, community tokens, and real-world value to live natively alongside XRP.
But there’s always been one sticking point: trustlines.

To send someone an issued asset, they first had to create a trustline. For new users, that step often felt confusing or frustrating. For issuers and projects, it meant adoption friction, failed transactions, and missed opportunities.

That changes today.

Turning a Blocker Into a Breakthrough

With the latest Xaman 4.2.1 release, we’re removing one of the biggest hurdles in the token ecosystem.

Now, when you try to send an issued asset to someone who doesn’t yet have a trustline, Xaman won’t stop you. Instead, it will offer you powerful new options:

On XRPL: Send as a Check. The recipient will see a “Cash Check” button when they’re ready to accept, automatically setting up the trustline for the end user. Sending tokens as checks will have a 0.2XRP reserve fee that the XRP Ledger charges for this payment type. 

That 0.2XRP reserve is freed up on the sender account if the receiver accepts the check, the offer is cancelled, or if the receiver declines the check.

In other words: sending tokens just works.

Read more about reserves: https://xrpl.org/docs/concepts/accounts/reserves

Why This Matters

This isn’t a small tweak. This is a fundamental leap forward for tokens on XRPL.
  • Stablecoins and token issuers can distribute to brand-new users without worrying about setup friction.

  • Airdrops and campaigns will land instantly, no “trustline required” disclaimers.

  • Friends and family can receive tokens effortlessly, even if they’ve never touched XRPL before.

For users, the experience becomes as seamless as sending XRP itself. For issuers, it unlocks a new wave of possibilities.

Even More Coming With This Release

This release doesn’t stop at token transfers. We’re also rolling out:

  • Credentials amendment support laying the groundwork for identity-aware use cases.

  • Flexible IOU Checks payloads with variable amounts, giving apps and issuers more options for settlement.

Together, these updates bring a more powerful, versatile, and user-friendly XRPL to life.

A Milestone for the Ecosystem

We believe this update will make the token ecosystem finally get the love it deserves. Issuers have been asking for this for years, and now it’s finally here: sending, gifting, and distributing tokens on XRPL and Xahau just got one big step closer to mass adoption.

This is more than a feature. It’s a milestone.

Update to the 4.2.1 version of Xaman now and experience the future of token transfers for yourself.

Update now via the App Store or Google Play and try it for yourself. 
Your feedback is what keeps driving us forward!
But there’s always been one sticking point: trustlines.

To send someone an issued asset, they first had to create a trustline. For new users, that step often felt confusing or frustrating. For issuers and projects, it meant adoption friction, failed transactions, and missed opportunities.

That changes today.

Turning a Blocker Into a Breakthrough

With the latest Xaman 4.2.1 release, we’re removing one of the biggest hurdles in the token ecosystem.

Now, when you try to send an issued asset to someone who doesn’t yet have a trustline, Xaman won’t stop you. Instead, it will offer you powerful new options:

On XRPL: Send as a Check. The recipient will see a “Cash Check” button when they’re ready to accept, automatically setting up the trustline for the end user. Sending tokens as checks will have a 0.2XRP reserve fee that the XRP Ledger charges for this payment type. 

That 0.2XRP reserve is freed up on the sender account if the receiver accepts the check, the offer is cancelled, or if the receiver declines the check.

In other words: sending tokens just works.

Read more about reserves: https://xrpl.org/docs/concepts/accounts/reserves

Why This Matters

This isn’t a small tweak. This is a fundamental leap forward for tokens on XRPL.
  • Stablecoins and token issuers can distribute to brand-new users without worrying about setup friction.

  • Airdrops and campaigns will land instantly, no “trustline required” disclaimers.

  • Friends and family can receive tokens effortlessly, even if they’ve never touched XRPL before.

For users, the experience becomes as seamless as sending XRP itself. For issuers, it unlocks a new wave of possibilities.

Even More Coming With This Release

This release doesn’t stop at token transfers. We’re also rolling out:

  • Credentials amendment support laying the groundwork for identity-aware use cases.

  • Flexible IOU Checks payloads with variable amounts, giving apps and issuers more options for settlement.

Together, these updates bring a more powerful, versatile, and user-friendly XRPL to life.

A Milestone for the Ecosystem

We believe this update will make the token ecosystem finally get the love it deserves. Issuers have been asking for this for years, and now it’s finally here: sending, gifting, and distributing tokens on XRPL and Xahau just got one big step closer to mass adoption.

This is more than a feature. It’s a milestone.

Update to the 4.2.1 version of Xaman now and experience the future of token transfers for yourself.

Update now via the App Store or Google Play and try it for yourself. 
Your feedback is what keeps driving us forward!
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